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Why You Should Read an Amortization Schedule Before Signing Any Loan

Why You Should Read an Amortization Schedule Before Signing Any Loan

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2 min read
Snowball vs Avalanche: I Ran the Same $15,000 of Debt Through Both

Snowball vs Avalanche: I Ran the Same $15,000 of Debt Through Both

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2 min read
Your $230 payment: $65 of it is interest in month 1, $0.32 in month 22 — where each payment actually goes

Your $230 payment: $65 of it is interest in month 1, $0.32 in month 22 — where each payment actually goes

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4 min read
Paying only the minimum on a $4,100 card: 202 months and $5,394 of interest

Paying only the minimum on a $4,100 card: 202 months and $5,394 of interest

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3 min read
Should you keep a $1,000 emergency fund while paying off an 18.9% card?

Should you keep a $1,000 emergency fund while paying off an 18.9% card?

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3 min read
Did that cancellation actually work? A cancellation check log in Google Sheets

Did that cancellation actually work? A cancellation check log in Google Sheets

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5 min read
Should you pause retirement contributions to pay off an 18.9% card? What $100 a month buys on $4,100

Should you pause retirement contributions to pay off an 18.9% card? What $100 a month buys on $4,100

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3 min read
How do you budget by paycheck when bills do not line up with paydays?

How do you budget by paycheck when bills do not line up with paydays?

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5 min read
Ask your card issuer for a hardship program, not just a lower rate

Ask your card issuer for a hardship program, not just a lower rate

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3 min read
You pause payments for 3 months: the interest doesn't pause with you

You pause payments for 3 months: the interest doesn't pause with you

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2 min read
Interest-only on $4,100 of card debt: $774.90 a year, and you still owe $4,100

Interest-only on $4,100 of card debt: $774.90 a year, and you still owe $4,100

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2 min read
$1,000 buffer first, or every dollar at the card? The insurance premium is $346

$1,000 buffer first, or every dollar at the card? The insurance premium is $346

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3 min read
0% balance transfer: what the 3% fee actually buys on $4,100 of card debt

0% balance transfer: what the 3% fee actually buys on $4,100 of card debt

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4 min read
Two cards, one $300 payment: avalanche vs snowball on $4,100 at 18.9% and $1,200 at 12.9%

Two cards, one $300 payment: avalanche vs snowball on $4,100 at 18.9% and $1,200 at 12.9%

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4 min read
Snowball vs avalanche: the same $4,100 of card debt, two payoff orders, $120 apart

Snowball vs avalanche: the same $4,100 of card debt, two payoff orders, $120 apart

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2 min read
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